Savings options
Fixed deposits place money with a bank or eligible institution for a defined tenure and stated interest terms. Product safety, liquidity and taxation require attention alongside the rate.
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Rates and terms change. We do not display unverified rates; any live quotation should identify the institution, tenure, eligibility, compounding method and date.
Choose a maturity period with expected cash-flow needs in mind. Locking all savings into one maturity can reduce flexibility.
Important considerations
Cumulative and periodic payout options serve different needs. Compare effective yield and compounding, not only the headline rate.
Important considerations
Early closure may be restricted or carry an interest adjustment or penalty. Review terms before depositing.
Important considerations
Bank-deposit insurance applies only within applicable limits and conditions. Corporate deposits can carry different credit risks.
Important considerations
Interest may be taxable and tax may be deducted at source under applicable rules. Personal tax advice may be needed.
Important considerations
Staggering maturities can improve access to funds and reduce dependence on one reinvestment date, though it does not remove risk.
Important considerations
Rates and product terms must be verified at the time of application. No return, renewal rate or premature-withdrawal outcome is guaranteed by this website.
Planning checklist
Continue with related information or speak directly with an Alliance consultant.
Common questions
Rates and terms change. We do not display unverified rates; any live quotation should identify the institution, tenure, eligibility, compounding method and date.
Rates and product terms must be verified at the time of application. No return, renewal rate or premature-withdrawal outcome is guaranteed by this website.
Share your requirements and an Alliance consultant can explain the relevant next steps.
