Motor insurance
Two-wheeler insurance can meet statutory third-party requirements and may cover eligible damage or theft when own-damage protection is included.
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Before choosing or renewing a policy, check the coverage period, vehicle details, IDV, deductibles, no-claim bonus and any add-on conditions.
A valid third-party policy is required for riding on public roads and covers eligible liabilities to third parties under policy terms.
Important considerations
Comprehensive policies generally add own-damage protection to third-party cover for specified accidents, theft and listed perils.
Important considerations
Cover depends on the policy, insured declared value, exclusions, deductibles and proper security and claim procedures.
Important considerations
New-vehicle policies may have different third-party and own-damage durations. Check both expiry dates rather than assuming they match.
Important considerations
Renew before expiry to maintain continuity. A break may require inspection and can affect available terms.
Important considerations
Prompt intimation, FIR where required, survey cooperation and accurate documents help the insurer assess a claim.
Important considerations
Insurance availability, premium and claims are subject to insurer underwriting and the issued policy terms.
Planning checklist
Continue with related information or speak directly with an Alliance consultant.
Common questions
Before choosing or renewing a policy, check the coverage period, vehicle details, IDV, deductibles, no-claim bonus and any add-on conditions.
Insurance availability, premium and claims are subject to insurer underwriting and the issued policy terms.
Share your requirements and an Alliance consultant can explain the relevant next steps.
