Terms of Use

Educational information

Website content and calculators provide general information and estimates. They are not an automatic recommendation, personalised financial advice, tax advice or a guarantee of an outcome.

Investments and insurance

Investment values can rise or fall. Insurance benefits depend on underwriting, issued policy wording, exclusions, deductibles and claim assessment by the insurer.

Accuracy and availability

We aim to keep information useful, but product terms, regulation and taxation can change. Verify current official documents before acting.

External providers

Products and services supplied by third parties remain subject to their terms, processes and decisions.

Contact

For questions about these terms, use the contact page and speak with one of the listed advisors. A verified legal contact can be added when supplied.